Virgilio Lorenzo Jr

How you may get free insurance with your loan

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<div style="line-height:1"><span class="fr-img-caption fr-fic fr-dib" style="width:960px;display:block" width="960"><span class="fr-img-wrap"><img src="https://od2-image-api.abs-cbn.com/prod/editorImage/176856468982920260116070144_young-couple-managing-finance-at-home-with-laptop-2026-01-08-02-30-22-utc.jpeg" style="width:960px" class="fr-fic fr-dib" width="960"/><span class="fr-inner">Planning your finances this 2026? Maybe include a security for yourself as well. Photo provided by: GCash </span></span></span></div><div style="line-height:1"> </div><p style="line-height:1">Worrying over multiple expenses, from bills and home repairs to tuition, is hard enough. Then, life throws an extra curveball, like unexpected health emergencies.</p><div style="line-height:1"> </div><p style="line-height:1">Just when you are anxious about your future while dealing with the pile of expenses, GCash has a new offer that is about to change things: you may now get free health and loan insurance for every approved GLoan on GCash.</p><div style="line-height:1"><br/></div><div style="line-height:1"><span class="fr-img-caption fr-fic fr-dib" style="width:548px;display:block" width="548"><span class="fr-img-wrap"><img src="https://od2-image-api.abs-cbn.com/prod/editorImage/176856473362620260116070144_GLI-Home-Repair-KV_091525-Film3.png" style="width:548px" class="fr-fic fr-dib" width="548"/><span class="fr-inner">Deal with life&#x27;s challenges while staying secure through GLoan and GInsure. Photo source: GCash </span></span></span></div><div style="line-height:1"> </div><div style="line-height:1"><strong>Secure free insurance with your GLoan</strong></div><div style="line-height:1"> </div><p style="line-height:1">For a limited time, users may now get<strong> free health and loan insurance</strong> via GLoan Protect for every GLoan transaction worth a minimum of P500. When you borrow with GLoan, you are not only getting cash straight to your e-wallet to cover your current expenses, you are also receiving an extra layer of security for expenses that might come up in the future.</p><div style="line-height:1"> </div><p style="line-height:1">GLoan Protect insurance benefits include free health and loan insurance equal to the value of your loan, providing you with a financial buffer in the event of hospitalization, total accident-related permanent disability, or unforeseen death.</p><div style="line-height:1"> </div><p style="line-height:1">Through every eligible GLoan, users may fund what they need while also enjoying free health and loan insurance coverage from GInsure— straight to their GCash e-wallet. Moreover, GLoan Protect Insurance is free, without any additional requirements or hidden charges. </p><div style="line-height:1"><strong> </strong></div><div style="line-height:1"><strong>How your loan becomes your safety net </strong></div><div style="line-height:1"> </div><p style="line-height:1">Through every approved GLoan, you get the free GLoan Protect insurance benefit, providing these key advantages:</p><div style="line-height:1"><br/></div><div style="line-height:1"><strong>Future proof your health </strong></div><div style="line-height:1"><br/></div><p style="line-height:1">          •  Sudden hospital expenses may be a big financial hit for you and your family. Through free health insurance, you get a hospitalization allowance of at least P500—or up to 10% of your Total Loan Value—for a minimum three-day hospital confinement due to sickness or accident.</p><div style="line-height:1"><br/></div><p style="line-height:1">Loans above P5,000 get up to 10% of the total loan value, while loans P5,000 or below get a fixed P500—giving you a helpful financial buffer when every peso counts.</p><div style="line-height:1"> </div><div style="line-height:1"><strong>Peace of mind for your family </strong></div><div style="line-height:1"><br/></div><p style="line-height:1">          •  Your family&#x27;s security is everything. GLoan Protect insurance benefit makes sure that if the borrower passes away or suffers from permanent disability due to an accident during your insurance coverage, your outstanding loan is fully paid off. For any amount left after the outstanding loan repayment, your loved ones may also get a cash benefit, giving them a chance to get back on their feet.</p><div style="line-height:1"> </div><div style="line-height:1"><strong>Getting your GLoan Protect Insurance benefit </strong></div><div style="line-height:1"> </div><p style="line-height:1">Through GLoan, you may borrow up to P150,000 instant cash straight to your GCash wallet, depending on your eligibility. You may use this to cover emergency household expenses, or even split it to pay for different necessities, and pay in flexible terms of up to 24 months with a competitive interest rate of 1.59%. If you are an eligible user, you may get instant approval with no additional requirements needed. </p><div style="line-height:1"> </div><p style="line-height:1">Get free insurance when you apply for a GLoan with a minimum loan amount of P500 through the GCash app. Here is how:</p><p style="line-height:1">1. Open the GCash app and tap on &quot;<strong>Borrow</strong>&quot;, then select &quot;<strong>GLoan</strong>&quot;.</p><p style="line-height:1">2. Enter your desired loan amount.</p><p style="line-height:1">3. On the installment plan, you will see that your loan comes with <strong>free GLoan Protect insurance</strong>. </p><p style="line-height:1">4. Tick the box to agree to the terms and conditions.</p><p style="line-height:1">5. Once approved and disbursed, your loan to be sent to your GCash wallet, and your insurance policy will appear in your <strong>&quot;My GInsure&quot;</strong> page within the next 24 hours.</p><div style="line-height:1"> </div><p style="line-height:1">Coverage starts immediately upon loan approval and lasts until the end of your original loan repayment period, even if you fully pay off your loan early. </p><div style="line-height:1"> </div><p style="line-height:1">To be eligible for GLoan Protect, you must be:</p><p style="line-height:1">1. 21-65 years old, a Filipino citizen, a fully-verified GCash user</p><p style="line-height:1">2. Your GLoan must have:</p><p style="line-height:1">     a. A minimum loan amount of P500</p><p style="line-height:1">     b. A minimum loan tenor of 1 month, and has been approved and disbursed</p><div style="line-height:1"> </div><p style="line-height:1">Free health and loan insurance is available for every approved GLoan from January 16, 2026 to March 31, 2026.</p><div style="line-height:1"> </div><p style="line-height:1">To learn more, visit the MyGInsure portal on the GInsure dashboard in the GCash app, or check out the GLoan article on the <a href="https://help.gcash.com/hc/en-us/articles/48235986282521-GLoan-Protect" rel="noopener noreferrer" target="_blank">GCash Help Center</a>. You may also go to <a href="https://gcash.com">new.gcash.com</a> for more details.</p><div style="line-height:1"> </div><p style="line-height:1">Access GLoan through your GCash dashboard or find it under &quot;Borrow.&quot; No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery.</p><div style="line-height:1"><br/></div>

How you may get free insurance with your loan

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How you may get free insurance with your loan

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Published January 19, 2026 03:31 PM PHT

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